*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;color:#12161c;background:#fff;line-height:1.65;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:#0b5fbd;text-decoration:none}
a:hover{text-decoration:underline}
.wrap{width:100%;max-width:1160px;margin:0 auto;padding:0 20px}
h1,h2,h3,h4{font-family:'Barlow Condensed','Inter',sans-serif;line-height:1.12;margin:0 0 .5em;letter-spacing:.01em}
h1{font-size:clamp(2rem,5vw,3.3rem);font-weight:800;text-transform:uppercase}
h2{font-size:clamp(1.5rem,3.2vw,2.25rem);font-weight:700;text-transform:uppercase}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1.1em}
.topbar{background:#0d1520;color:#c7d3e2;font-size:.85rem}
.topbar .wrap{display:flex;flex-wrap:wrap;gap:8px 22px;justify-content:space-between;padding-top:8px;padding-bottom:8px}
.topbar a{color:#ffb800}
header.site{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid #e5e9ef;box-shadow:0 2px 14px rgba(10,20,40,.06)}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0}
.brand{display:flex;align-items:center;gap:10px;color:#0d1520;text-decoration:none}
.brand:hover{text-decoration:none}
.mark{width:40px;height:40px;flex:0 0 40px;border-radius:9px;background:linear-gradient(140deg,#0b5fbd,#0d1520);color:#ffb800;display:grid;place-items:center;font-weight:800;font-family:'Barlow Condensed',sans-serif;font-size:1.2rem}
.brand b{display:block;font-family:'Barlow Condensed',sans-serif;font-size:1.16rem;font-weight:800;text-transform:uppercase;line-height:1.05}
.brand span{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:#6b7787}
nav.desk{display:none}
nav.desk a{color:#25303f;font-weight:600;font-size:.88rem;padding:8px 8px;border-radius:6px;white-space:nowrap}
nav.desk a:hover,nav.desk a.on{background:#eef4fb;color:#0b5fbd;text-decoration:none}
.hdr-cta{display:none;gap:10px;align-items:center;margin-left:auto}
.btn{display:inline-block;border:0;cursor:pointer;font-weight:700;font-size:.95rem;padding:13px 22px;border-radius:8px;text-align:center;font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;letter-spacing:.04em;font-size:1.05rem}
.btn-call{background:#ffb800;color:#12161c}
.btn-call:hover{background:#e8a800;text-decoration:none}
.btn-quote{background:#0b5fbd;color:#fff}
.btn-quote:hover{background:#094d9b;text-decoration:none}
.btn-ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.6)}
.btn-ghost:hover{background:rgba(255,255,255,.12);text-decoration:none}
.burger{background:#0d1520;color:#fff;border:0;border-radius:8px;width:46px;height:42px;font-size:1.3rem;cursor:pointer}
#mnav{display:none;border-top:1px solid #e5e9ef;padding:10px 0 16px;max-height:calc(100vh - 130px);overflow-y:auto;overflow-x:hidden;-webkit-overflow-scrolling:touch}
#mnav.open{display:block}
#mnav a{display:block;padding:11px 4px;border-bottom:1px solid #f0f3f7;color:#25303f;font-weight:600}
#mnav .btn{display:block;margin-top:12px}
.hero{position:relative;background:#0d1520;color:#fff}
.hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.4}
.hero .wrap{position:relative;padding:64px 20px 72px;max-width:900px;margin-left:auto;margin-right:auto}
.hero .eyebrow{display:inline-block;background:#ffb800;color:#12161c;font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;padding:6px 12px;border-radius:4px;margin-bottom:18px}
.hero p.lead{font-size:1.12rem;color:#dbe4ef;max-width:640px}
.hero .phone{display:inline-block;font-family:'Barlow Condensed',sans-serif;font-size:clamp(1.9rem,6vw,2.7rem);font-weight:800;color:#ffb800;margin:6px 0 18px}
.hero .phone:hover{text-decoration:none;color:#ffcb45}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:6px}
.trust{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:26px;font-size:.9rem;color:#c7d3e2}
.trust b{color:#fff}
section{padding:56px 0}
section.alt{background:#f4f7fb}
.sec-head{max-width:720px;margin-bottom:32px}
.sec-head p{color:#55606f;margin:0}
.grid{display:grid;gap:18px;grid-template-columns:1fr}
.card{background:#fff;border:1px solid #e5e9ef;border-radius:12px;padding:22px;transition:transform .18s,box-shadow .18s}
.card:hover{transform:translateY(-3px);box-shadow:0 10px 28px rgba(13,21,32,.09)}
.card h3{margin-bottom:.35em}
.card p{color:#55606f;margin-bottom:.8em;font-size:.96rem}
.card a.more{font-weight:700;font-size:.9rem}
.split{display:grid;gap:28px;align-items:center;grid-template-columns:1fr}
.split img{border-radius:14px}
.band{background:#0b5fbd;color:#fff;text-align:center}
.band h2{color:#fff}
.band p{color:#d6e6fb;max-width:640px;margin:0 auto 22px}
.list-check{list-style:none;padding:0;margin:0 0 1.2em}
.list-check li{position:relative;padding-left:28px;margin-bottom:10px;color:#37414f}
.list-check li::before{content:"";position:absolute;left:0;top:.45em;width:14px;height:14px;border-radius:50%;background:#0b5fbd;box-shadow:inset 0 0 0 3px #fff}
.faq{border:1px solid #e5e9ef;border-radius:10px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:#0b5fbd;font-size:1.3rem;line-height:1}
.faq[open] summary::after{content:"–"}
.faq .a{padding:0 18px 16px;color:#55606f}
.quote{background:#fff;border-left:4px solid #ffb800;border-radius:10px;padding:20px 22px;box-shadow:0 4px 18px rgba(13,21,32,.06)}
.quote p{font-style:italic;color:#37414f}
.quote b{display:block;font-style:normal;color:#0d1520}
.quote span{font-size:.85rem;color:#6b7787}
form.q{background:#fff;border:1px solid #e5e9ef;border-radius:14px;padding:24px}
form.q label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px}
form.q input,form.q select,form.q textarea{width:100%;padding:12px 13px;border:1px solid #cfd7e2;border-radius:8px;font:inherit;margin-bottom:16px;background:#fbfcfe}
form.q textarea{min-height:120px;resize:vertical}
form.q .btn{width:100%}
.note{font-size:.85rem;color:#6b7787}
#formok{display:none;background:#e7f6ec;border:1px solid #adddbe;color:#1c6b3a;padding:14px;border-radius:8px;margin-bottom:16px}
footer.site{background:#0d1520;color:#a9b6c6;padding:52px 0 26px;font-size:.94rem}
footer.site h4{color:#fff;font-size:1.05rem;letter-spacing:.06em}
footer.site a{color:#c7d3e2}
footer.site .cols{display:grid;gap:30px;grid-template-columns:1fr}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
.legal{border-top:1px solid #22303f;margin-top:34px;padding-top:18px;font-size:.85rem;display:flex;flex-wrap:wrap;gap:8px 18px;justify-content:space-between}
.crumbs{font-size:.85rem;color:#6b7787;padding:14px 0 0}
.crumbs a{color:#6b7787}
.page-head{background:#f4f7fb;border-bottom:1px solid #e5e9ef;padding:34px 0 40px}
.page-head p{color:#55606f;max-width:720px;margin:0}
article h2{margin-top:1.4em}
article ul{color:#37414f}
.tag{display:inline-block;background:#eef4fb;color:#0b5fbd;font-size:.76rem;font-weight:700;text-transform:uppercase;letter-spacing:.09em;padding:5px 10px;border-radius:20px;margin-bottom:12px}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:flex;background:#0d1520;border-top:1px solid #22303f}
.callbar a{flex:1;padding:14px 6px;text-align:center;font-weight:700;font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;font-size:1.05rem}
.callbar a:first-child{background:#ffb800;color:#12161c}
.callbar a:last-child{color:#fff}
.callbar a:hover{text-decoration:none}
body{padding-bottom:56px}
@media(min-width:700px){.grid{grid-template-columns:repeat(2,1fr)}footer.site .cols{grid-template-columns:repeat(2,1fr)}}
footer.site .view-all{font-weight:700;color:#fff}
@media(min-width:980px){.grid{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}
.split{grid-template-columns:1fr 1fr;gap:44px}nav.desk{display:flex;flex-wrap:nowrap;white-space:nowrap}.hdr-cta{display:flex}.burger{display:none}
#mnav{display:none!important}footer.site .cols{grid-template-columns:1.5fr 1fr 0.8fr 1.2fr 0.9fr;align-items:start}.hero .wrap{padding:96px 20px 104px;max-width:1160px}
.callbar{display:none}body{padding-bottom:0}section{padding:76px 0}}

/* Navigation dropdowns */
.dd{position:relative}
nav.desk .dd-t{display:inline-flex;align-items:center;gap:5px}
.caret{font-size:.7em;line-height:1}
.dd-menu{display:none;position:absolute;top:100%;left:0;min-width:250px;max-width:330px;background:#fff;border:1px solid #e5e9ef;border-radius:10px;box-shadow:0 14px 34px rgba(10,20,40,.16);padding:8px;max-height:calc(100vh - 150px);overflow-y:auto;overflow-x:hidden;z-index:80}
.dd:hover>.dd-menu,.dd:focus-within>.dd-menu,.dd.open>.dd-menu{display:block}
nav.desk .dd-menu a{display:block;white-space:normal;padding:9px 10px;font-weight:600;font-size:.86rem;line-height:1.3}
nav.desk .dd-menu .dd-all{position:sticky;bottom:-8px;background:#fff;border-top:1px solid #e5e9ef;margin-top:6px;color:#0b5fbd;font-weight:800}
.dd:last-child .dd-menu{left:auto;right:0}
#mnav .mdd summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;padding:11px 4px;border-bottom:1px solid #f0f3f7;color:#25303f;font-weight:600}
#mnav .mdd summary::-webkit-details-marker{display:none}
#mnav .mdd summary::after{content:"+";font-weight:700;color:#0b5fbd}
#mnav .mdd[open] summary::after{content:"\2013"}
#mnav .mdd-list a{padding-left:16px;font-weight:500;font-size:.92rem}
#mnav .mdd-list .dd-all{color:#0b5fbd;font-weight:800}